<h2> The problem with most expense trackers </h2> <p>Most personal finance apps assume you'll hand over your bank credentials. The whole UX is designed around that assumption:
<p>I spent months building FLOW (<a href="https://vestelonflow.com" rel="noopener noreferrer">vestelonflow.com</a>) — a tool that analyzes bank statement PDFs and finds forgotten
<p><em>Written with AI assistance. I edited it. The formulas below were checked in LibreOffice Calc on sample rows (not in Excel or Google Sheets).</em></p> <p>You paste a
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